Contact us for your payoff quote
- Email: support@cosignfinancial.com
- SMS: +1 (877) 779-2088
Responsible Borrowing Rewards
Cosign Financial Early Repayment Program
Repay Early – Pay Less
At Cosign Financial, we reward you for responsible borrowing. If you choose to repay your loan early, you could save on your guarantor / surety fees–and potentially keep more of your money.
How You Save: Early Repayment Discounts
The sooner you pay off your loan, the more you can save on your fees.
| Payoff Timeframe | Discount on Unpaid Guarantor/Surety Fees |
|---|---|
| Within 7 days | 100% discount |
| Within 15 days | 70% discount |
| 30 days | 50% discount |
Request a payoff quote and compare your remaining schedule against the discounted amount before you send payment.
How to Repay Early
We calculate your discounted early payoff amount
Our team will confirm the remaining balance and apply the eligible discount.
E-transfer your payment to: payment@fundedincanada.com
Once your payoff quote is issued, send the full approved amount to our partnered lender.
Benefits of Early Payoff
Paying off early can improve your cash flow, reduce extra costs, and strengthen your position for future borrowing.
Save on future interest
You stop paying interest on future scheduled repayments.
No pre-termination fees
There are no pre-termination fees.
Reduce guarantor fees
You save on guarantor fees–up to 100%.
Rebuild eligibility sooner
You may be eligible for a new loan sooner.
Not Ready to Repay Early? No Problem.
Just continue making your scheduled payments as agreed. You'll still enjoy:
- No extra penalties for regular repayment Stay on your current schedule without added payoff penalties.
- Opportunities for future rebates and loyalty offers Maintain good standing and stay eligible for upcoming customer promotions.
- If you were offered a rebate, check this page: Rebate program
Frequently Asked Questions
Yes–early repayment is always an option.
No–you're rewarded for paying off your loan early.
Contact us and we'll provide your early payoff amount.
Early repayment often shows stronger repayment behavior and can support future eligibility.
No. We can only apply for one promotion at a time.